The premiums of residents of all eligible states are listed below.
| FEMALE – Initial Monthly Premiums | |||||
| Attained Age | $20,000 | $25,000 | $50,000 | $75,000 | $100,000 |
| 50-54 | $5.13 | $6.42 | $12.83 | $19.25 | $25.67 |
| 55-59 | 6.53 | 8.17 | 16.33 | 24.50 | 32.67 |
| 60-64 | 8.63 | 10.79 | 21.58 | 32.38 | 43.17 |
| 65-69 | 13.77 | 17.21 | 34.42 | 51.62 | 68.83 |
| 70-74 | 22.75 | 28.44 | 56.88 | 85.31 | 113.75 |
| 75* | 40.60 | N/A | N/A | N/A | N/A |
| Renewal Premiums | |||||
| Attained Age | $10,000* | $12,500* | $20,000* | $20,000* | $20,000* |
| 75-79 | $20.30 | $25.38 | $40.60 | $40.60 | $40.60 |
| 80-84 | 37.22 | 46.52 | 74.43 | 74.43 | 74.43 |
| 85-89 | 79.33 | 99.17 | 158.67 | 158.67 | 158.67 |
| 90-94 | 171.62 | 214.52 | 343.23 | 343.23 | 343.23 |
| MALE – Initial Monthly Premiums | |||||
| Attained Age | $20,000 | $25,000 | $50,000 | $75,000 | $100,000 |
| 50-54 | $11.32 | $14.15 | $28.29 | $42.44 | $56.58 |
| 55-59 | 15.40 | 19.25 | 38.50 | 57.75 | 77.00 |
| 60-64 | 21.12 | 26.40 | 52.79 | 79.19 | 105.58 |
| 65-69 | 30.10 | 37.62 | 75.25 | 112.88 | 150.50 |
| 70-74 | 44.33 | 55.42 | 110.83 | 166.25 | 221.67 |
| 75* | 71.40 | N/A | N/A | N/A | N/A |
| Renewal Premiums | |||||
| Attained Age | $10,000* | $12,500* | $20,000* | $20,000* | $20,000* |
| 75-79 | $35.70 | $44.62 | $71.40 | $71.40 | $71.40 |
| 80-84 | 56.93 | 71.17 | 113.87 | 113.87 | 113.87 |
| 85-89 | 102.90 | 128.62 | 205.80 | 205.80 | 205.80 |
| 90-94 | 189.70 | 237.12 | 379.40 | 379.40 | 379.40 |
Premiums shown are current as of September 2021.
Premium changes: The insurer may change premiums, but only for everyone of the same sex and age. Montana residents: Male premiums apply to males and females. Amounts of insurance: Minimum: $20,000. Maximum: $100,000 at ages 50-74 in $1,000 increments. At age 75, coverage reduces to 50% of your coverage amount or a maximum of $20,000. At age 95, coverage ends. For premium quotes for other insurance amounts, Click here or call 800-635-7801 Weekdays 8:30am—6:00pm ET.